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Key Steps For Comparing Car Insurance Rates

Whether you just got a new car or you’re just analyzing your finances, comparing car insurance rates can be a good way to check if you’re getting the most for your money. It is recommended to check the insurance rates once every six months. Certainly, you should check the rates with one month before renewal and see if the current carriers has the best offer for you.  Plus, it is time to check if you are eligible for loyalty discount bonuses and how much they can save you.  Get free online car insurance quotes and compare prices.

The first you should do whenever you want to compare quotes is to make sure that you added the same liability coverage. Liability coverage may help pay for car repair and medical bills of another driver if you cause an accident. Some opt for the minimum liability coverage, others want more coverage. If you cause an accident and the damage exceeds your state’s minimum liability coverage limits, you will have to cover the rest of the excess from your own finances. Make sure the limits you set for bodily injury liability coverage and property damage liability coverage are the same for every quote you compare.

Next, make sure that you select the same deductibles. A deductible is the amount you will pay out of pocket toward a covered claim. Selecting high deductible levels will lower your car insurance premiums. When you are comparing car insurance rates, the deductibles you choose should be the same for each quote so you can make an accurate comparison.

And obviously, you should compare the same coverage options. Besides the coverage you choose, make sure to include any extra service you want to buy. This will help you can a correct and accurate quote comparison.

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<a href=”https://plus.google.com/117864810135968472275″ rel=”author” title=” Key Steps For Comparing Car Insurance Rates “>by C Gurgu</a>